For sport · footballers, rugby players, athletes

When your bodyis your business,protect it.

Paid to play — if your body stops, so does the money. Four covers, each pinned to the part of you that earns.

Built for semi-pro footballers

Or ring 01656 856120 (Option 3)

Arranged through insurers including

AvivaGuardianLegal And GeneralLiverpool VictoriaRoyal LondonScottish WidowsVitalityBupaThe Exeter
Private Medical Insurance

Faster diagnosis, faster return to play

A long NHS wait for a scan or a specialist is a long time out of training. DCS Insure introduces and arranges private medical insurance built for people whose income depends on getting back on the pitch, not just getting better eventually.

For an athlete, the value is usually speed — an MRI in days rather than months, a specialist appointment that doesn't sit on a waiting list. Which level of cover, if any, suits your circumstances is a conversation — we introduce and arrange, we don't advise on this website, and nothing here is a quotation.

  • Options for individuals and for a squad or club that wants to cover several players.
  • Cover can include physiotherapy and outpatient diagnostics, depending on the policy.
  • Introduced through insurers on our panel — terms, exclusions and eligibility are theirs, not ours.
A patient entering an MRI scanner in a darkened room
The wait is the thing you're insuring against.

Waiting three months for a scan is three months of not training. Worth a conversation.

On our panel for this cover

Aviva Bupa The Exeter Vitality
Income Protection

A monthly benefit while you can't play

You get injured on Saturday. When does the money stop? Income protection pays a monthly benefit while you're unable to train or play through illness or injury — arranged around match fees and contract pay, not a desk job.

Work out the gap first — it's your own two numbers, and it takes ten seconds.

Match fees, contract pay, anything that stops when you do.

Playing income you wouldn't earn
£5,400

£450 × 12 weeks = £5,400

What cover like this is designed to replace
£975 – £1,170 a month, while you can't work

Around 50–60% of your earnings — the usual shape of an income protection policy.

What these figures are The first is arithmetic on the two numbers you typed: your weekly playing income multiplied by the weeks you selected. The second shows the proportion of earnings this kind of cover is generally built to replace, applied to your own figure. Neither is a quote, an estimate, or a statement of what any policy would pay you. What you'd actually be offered depends on the insurer, your job, your health and the waiting period you choose — that's a conversation, not a sum.

Muddy football boots left on the bench in an empty club changing room
Boots on the bench. Nothing coming in.

If the number above looked uncomfortable, that's the conversation worth having.

On our panel for this cover

Aviva Guardian Legal And General Liverpool Victoria Scottish Widows Vitality
Sports Injury & Accident

Built for people who get hurt for a living

Sports injury and accident insurance is aimed at the physical risk of playing — medical costs, accident benefits and support arranged around an injury sustained playing or training, on terms and exclusions set by the insurer.

It's a conversation about what you play, how often, and what level — those details shape which policy, if any, is appropriate. We introduce and arrange; we don't advise on this website and nothing here is a quotation.

  • Cover arranged around match and training injuries, not just everyday accidents.
  • Options for semi-professional and amateur footballers, rugby players and other contact-sport athletes.
  • Introduced through insurers on our panel — terms, exclusions and eligibility are theirs, not ours.
A physiotherapist strapping a footballer's knee on a wet floodlit pitch
Ten minutes on the couch. Twelve weeks on the sidelines.

Not sure whether what you play is even coverable? That's the first question we answer.

On our panel for this cover

Aviva Guardian Legal And General Liverpool Victoria Scottish Widows Vitality
Life or Critical Illness

Protection beyond the pitch

A sporting career is short; the people who depend on you aren't. Life cover pays a lump sum on death within the term chosen; critical illness cover pays a lump sum on diagnosis of a condition specified in the policy. The two are often arranged together.

We introduce and arrange this cover; we don't advise on this website, and nothing here is a quotation or a recommendation.

  • Life cover and critical illness cover, arranged separately or together.
  • Term lengths matched to your circumstances, not a default number.
  • Introduced through insurers on our panel — terms, exclusions and eligibility are theirs, not ours.
A father holding his young daughter at a window at dusk
The one policy that was never about you.

Most people set this up once and never think about it again. Fifteen minutes now.

On our panel for this cover

Aviva Guardian Legal And General Liverpool Victoria Royal London Scottish Widows Vitality
Next step

Free initial review

Fifteen minutes on the phone. We ask what you play, how you're paid, and what would happen if you couldn't. There is no obligation and nothing is sold on that call.

Not a sportsperson? See our main site, built for everyone.

What does a month out cost you? Put your own number in — it takes ten seconds. Work out the gap