An empty floodlit pitch in the rain at night
For semi-professional footballers, rugby players and athletes

Sports Injury & Accident Insurance

An injury on the pitch doesn't just end a game — it can end a season, and the income that came with it. DCS Insure introduces and arranges cover aimed at the costs and the gap an injury leaves behind.

What this cover is for

Built for people who get hurt for a living

Sports injury and accident insurance is aimed at the physical risk of playing — medical costs, accident benefits and support arranged around an injury sustained playing or training, on terms and exclusions set by the insurer.

It's a conversation about what you play, how often, and what level — those details shape which policy, if any, is appropriate. We introduce and arrange; we don't advise on this website and nothing here is a quotation.

  • Cover arranged around match and training injuries, not just everyday accidents.
  • Options for semi-professional and amateur footballers, rugby players and other contact-sport athletes.
  • Introduced through insurers on our panel — terms, exclusions and eligibility are theirs, not ours.
A physiotherapist strapping a footballer's knee on a wet floodlit pitch
Ten minutes on the couch. Twelve weeks on the sidelines.

Not sure whether what you play is even coverable? That's the first question we answer.

On our panel for this cover

Aviva Guardian Legal And General Liverpool Victoria Scottish Widows Vitality
Next step

Free initial review

Tell us what you play and how you're paid. We'll say plainly whether there's something worth arranging.

What does a month out cost you? Put your own number in — it takes ten seconds. Work out the gap