When your bodyis your business,protect it.
Paid to build — if your body stops, so does the money. Three covers, each pinned to the part of you that earns.
Built for electricians
Or ring 01656 856120 (Option 3)
Arranged through insurers including
Faster diagnosis, faster back on the tools
A long NHS wait for a scan or a specialist is a long time off the tools. DCS Insure introduces and arranges private medical insurance built for people whose income depends on getting back to work quickly, not just getting better eventually.
The value is usually speed — an MRI in days rather than months, a specialist appointment that doesn't sit on a waiting list. Which level of cover, if any, suits your circumstances is a conversation — we introduce and arrange, we don't advise on this website, and nothing here is a quotation.
- Options for individuals, and for a firm that wants to cover several employees.
- Cover can include physiotherapy and outpatient diagnostics, depending on the policy.
- Introduced through insurers on our panel — terms, exclusions and eligibility are theirs, not ours.
Waiting three months for a scan is three months off the tools. Worth a conversation.
On our panel for this cover
A monthly benefit while you can't work
You fall off a ladder on Monday. When does the money stop? Income protection pays a monthly benefit while you're unable to work through illness or injury — arranged around your day rate, not a salary you don't have.
Work out the gap first — it's your own two numbers, and it takes ten seconds.
× 5 working days a week.
£450 × 12 weeks = £5,400
Around 50–60% of your earnings — the usual shape of an income protection policy.
What these figures are The first is arithmetic on the two numbers you typed: your weekly playing income multiplied by the weeks you selected. The second shows the proportion of earnings this kind of cover is generally built to replace, applied to your own figure. Neither is a quote, an estimate, or a statement of what any policy would pay you. What you'd actually be offered depends on the insurer, your job, your health and the waiting period you choose — that's a conversation, not a sum.
If the number above looked uncomfortable, that's the conversation worth having.
On our panel for this cover
Protection beyond the working week
Self-employed work is short on safety nets; the people who depend on you don't notice the difference. Life cover pays a lump sum on death within the term chosen; critical illness cover pays a lump sum on diagnosis of a condition specified in the policy. The two are often arranged together.
We introduce and arrange this cover; we don't advise on this website, and nothing here is a quotation or a recommendation.
- Life cover and critical illness cover, arranged separately or together.
- Term lengths matched to your circumstances, not a default number.
- Introduced through insurers on our panel — terms, exclusions and eligibility are theirs, not ours.
Most people set this up once and never think about it again. Fifteen minutes now.
On our panel for this cover
Free initial review
Fifteen minutes on the phone. We ask what you do, how you're paid, and what would happen if you stopped. There is no obligation and nothing is sold on that call.
Not a tradesperson? See our main site, built for everyone.